COSMO CASINO TERMS AND CONDITIONS
VERSION: 1.0
PUBLISHED: 28 MAY 2024
These Terms and Conditions form a binding legal agreement between You and Us and apply to your use of any of our Games or our Platform or Website in any way, through any electronic device (web, mobile, tablet, or any other device).
PLEASE NOTE THAT THESE TERMS AND CONDITIONS INCLUDE A PROVISION WAIVING THE RIGHT TO PURSUE ANY CLASS, GROUP OR REPRESENTATIVE CLAIM AND REQUIRING YOU TO PURSUE PAST, PENDING, AND FUTURE DISPUTES BETWEEN YOU AND US THROUGH INDIVIDUAL ARBITRATION UNLESS YOU OPT-OUT WITHIN THE SPECIFIED TIME FRAME. DETAILS CAN BE FOUND IN CLAUSE 18.
You must read these Terms and Conditions carefully in their entirety before checking the box for acceptance. By checking the box for acceptance during the registration process, or by accessing the Games or the Platform, You confirm that you have read and agree to be bound by these Terms and Conditions, which include and are inseparably linked to our Privacy Policy, Responsible Social Gaming Policy and other game-specific or promotion-specific terms relevant to your Participation. If you do not agree with any provision of these Terms and Conditions or any other linked policy, rules or terms you may not install or use the Platform or play any Game.
THE WEBSITE, PLATFORM AND/OR GAMES DO NOT OFFER REAL MONEY GAMBLING OF ANY TYPE.NO PURCHASE OR PAYMENT IS NECESSARY IN ORDER TO PARTICIPATE IN Cosmo Casino SWEEPSTAKES. PARTICIPANT’S CHANCE OF WINNING WILL NOT BE INCREASED OR IMPROVED IN ANY WAY BY MAKING A PURCHASE OR PAYMENT OF ANY TYPE OR VALUE.
Subject to these Terms and Conditions, players in all permitted jurisdictions may play the Games and make purchases.
DEFINITIONS
Collective Action: means any claim as part of a class, group, collective, coordinated, consolidated, mass, or representative proceeding, whether by arbitration or in court.
Content: means text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, computer code and other material used, displayed or available as part of the Games and Platform.
Customer Account: means an account held by a Registered Customer.
Fraudulent Conduct: means any of the conduct described in clause 7.Game(s): means any one or more Cosmo Coins Game(s) available on the Platform. We reserve the right to add and remove Games from the Platform at our sole discretion.
Inactive Account: means a Customer Account which has not recorded any log in or log out for a period exceeding 60 days.
Participate: means playing any Games or using our Platform in any manner whatsoever, including any of the conduct described in clause 2.Payment Administration Agent: means any related body corporate, affiliate, or third party we appoint to act as our agent, including but not limited to Cosmo Services Limited and Cosmo Entertainment Limited Platform: means any URL or mobile application belonging to, or licensed to, IG Gaming Group, and branded as part of the “Cosmo” family of games, including the website located at https://www.cosmocasino.us/, and all subdomains, subpages and successor sites thereof, as well as all Games, features, tools and services available thereon.
Player or You, you, your or Your: means any person who Participates, whether or not a Registered Customer.
Registered Customer: means a Player who has successfully registered a Customer Account, whether that account is considered active or not.
Service: means the availability and provision of the Games and the Website that enable you to Participate.Terms and Conditions or T&C’s: means these terms and conditions, as amended from time to time.
Third Party Websites: means a third party website not controlled by us.
Cosmo Coins: means the virtual social gaming currency which enables you to play the Cosmo Casino Games. Cosmo Coins have no monetary value and cannot under any circumstance be redeemed for prizes.
Cosmo Coins Games: means any game played with Cosmo Coins currency. We may give you Cosmo Coins free of charge when you sign up to the Platform and thereafter at regular intervals when you log into the Platform. You may win more Cosmo Coins when you play the Cosmo Coins Games and you may purchase more Cosmo Coins on the Platform. Cosmo Coins Games are social Games only and you cannot redeem any prize or winnings as a result of your play on Cosmo Coins Games.
IG Gaming: means IG Gaming Limited (company registration number 120828) a limited liability company incorporated in Gibraltar, and subject to Gibraltar law, having its registered address at 5-9 Main Street, Gibraltar GX11 1AAIG Gaming, We, we, Us, Our or our: means IG Gaming Limited, Cosmo Services Limited and Cosmo Services Inc.
Cosmo Services: means Cosmo Services Limited (company registration number 018039V) a limited liability company incorporated in the Isle of Man, and subject to Isle of Man law, having its registered address at Sovereign House 4 Christian Road, Douglas, Isle Of Man, Im1-2sd .Cosmo Services: means Cosmo Services Inc (company registration number 5834875) a corporation incorporated in Delaware, having its registered office address at 1013 Centre Road, Suite 403-B, Wilmington, Delaware, DE 19805, USA
Website: means the website located at https://www.cosmocasino.us/, any other related sites operated by Us and all subdomains, subpages and successor sites thereof.
YOUR PARTICIPATION
Restrictions
You hereby declare and warrant that: You are over 18 years of age or such higher minimum legal age of majority as stipulated in the jurisdiction of your residence and are, under the laws applicable to you, legally allowed to participate in the Games offered on the Platform;You participate in the Games strictly in your personal capacity for recreational and entertainment purposes only;You participate in the Games on your own behalf and not on the behalf of any other person;All information that You provide to Us during the term of validity of these Terms and Conditions is true, complete and correct, and You will immediately notify Us of any change to such information;Money that You use to purchase Cosmo Coins is not tainted with any illegality and, in particular, does not originate from any illegal activity or source;You will not purchase Cosmo Coins from a business or corporate account, but only from a personal account held in your name;You will not be involved in any fraudulent, collusive, fixing or other unlawful activity in relation to your or third parties’ participation in any of the Games and you will not use any software-assisted methods or techniques (including but not limited to bots designed to play automatically) or hardware devices for your participation in any of the Games. We reserve the right to invalidate any participation in the event of such behavior; andIn relation to the purchase of Cosmo Coins, you must only use a valid payment method (or credit card, where applicable) which lawfully belongs to you.It is a Player’s responsibility to ensure that their Participation is lawful in their jurisdiction. Any person who is knowingly in breach of clause 2, including any attempt to circumvent this restriction, for example, by using a VPN, proxy or similar service that masks or manipulates the identification of your real location, or by otherwise providing false or misleading information regarding your location or place of residence, or by Participating through a third party or on behalf of a third party located in a jurisdiction where it is unlawful to Participate, is in breach of these Terms and Conditions. You may be committing fraud and may be subject to criminal prosecution.
Eligible Players
Employees of IG Gaming Limited, any of their respective affiliates, subsidiaries, parent or holding companies, advertising agencies, or any other company or individual involved with the design, production, execution or distribution of the Games and their immediate family (spouse, parents, siblings and children, whether the relationship is by birth, marriage or adoption) and household members (people who share the same residence at least 6 months of the year) are not eligible to Participate.
Acceptance
By accepting these Terms and Conditions You agree that your Participation is at your sole option, discretion, and risk. You will have no claims whatsoever against IG Gaming Limited or any of its partners, or respective directors, officers or employees in relation to any losses You incur.
LICENSE
Subject to your agreement and continuing compliance with these Terms and Conditions, IG Gaming Limited grants You a personal, non-exclusive, non-transferable, non-sublicensable, revocable, limited license to access and use the Platform, including Cosmo Coins, through a supported Web browser or mobile device, solely for your personal, private entertainment and no other reason. These Terms and Conditions do not grant You any right, title or interest in the Platform or Content. You acknowledge and agree that your license to use the Platform is limited by these Terms and Conditions and if you do not agree to, or act in contravention of, these Terms and Conditions, your license to use the Platform (including the Games and Content) may be immediately terminated. Where the Platform or any Game is deemed to be illegal under the laws of the jurisdiction in which you reside or are situated, you will not be granted any license to, and must refrain from accessing, the Platform or relevant Game.
YOUR CUSTOMER ACCOUNT
Single Account
You are allowed to have only one Customer Account, including any Inactive Accounts, on the Platform. If you attempt to open more than one Customer Account, all accounts you have opened or try to open may be cancelled or suspended and the consequences described in clause 15.3 may be enforced
You must notify us immediately if you notice that you have more than one registered Customer Account, whether active or not, on the Platform.
We are required by law to store your full name, date of birth and residential address. Accuracy You are required to always keep your registration details up to date. If you change your address, email, phone number or any other contact details or personal information, contact Customer Support via email at support[at]cosmocasino.us in order to update your details. The name that you provide to us at registration must be identical to that listed on your government issued identification. Please note that any changes to your personal details may result in you having to resubmit any government issued identification in order to verify your identity.Security and Responsibility of Your Customer AccountAs part of the registration process, you will have to choose a password to login into the Platform.You consent to AgeChecker collecting you data upon sign up in accordance to its privacy policy.It is your sole and exclusive responsibility to ensure that your Customer Account login details and any payment methods are kept secure and are only accessible by you. You accept full responsibility for any unauthorized use of your Customer Account and any activity linked to your Customer Account, including by a minor (which in all events is prohibited).You must not share your Customer Account or password with another person, let anyone else access or use your Customer Account or do any other thing that may jeopardize the security of your Customer Account.If you become aware of, or reasonably suspect that security in your Customer Account has been compromised, including loss, theft or unauthorized disclosure of your password and Customer Account details, you must notify us immediately.You are solely responsible for maintaining the confidentiality of your password and you will be held responsible for all uses of your Customer Account, including any purchases made under the Customer Account, whether those purchases were authorized by you or not.You are solely responsible for anything that happens through your Customer Account, whether or not you undertook those actions. You acknowledge that your Customer Account may be terminated if someone else uses it and engages in any activity that breaches these Terms and Conditions or is otherwise illegal.We are not responsible for any abuse or misuse of your Customer Account by third parties due to your disclosure of your login details to any third party, whether such disclosure is intentional or accidental, active or passive.Account TransfersYou are not allowed to transfer Cosmo Coins between Customer Accounts, or from your Customer Account to other players, or to receive Cosmo Coins from other Customer Accounts into your Customer Account, or to transfer, sell and/or acquire Customer Accounts. Cosmo Coins may only be used to play games on the Platform; they have no “real world” value and you are prohibited from seeking to sell, trade, or use them outside of the Platform. We are the sole owners of all Cosmo Coins.Inactive Customer AccountsWe reserve the right to deactivate your Customer Account if it is deemed to bean Inactive Account.If no transactions have been recorded on your Customer Account for 60 consecutive days, we reserve the right to zero any Cosmo Coins balance with no offer of any purchase refunds.Closing of Customer AccountsIf you wish to close your Customer Account, you may do so at any time by selecting the “Contact Us” link on the Platform and submitting a request to close your Customer Account. Closing your Customer Account will forfeit all continued access to and right to use, enjoy or benefit from any Cosmo Coins.If the reason behind the closure of your Customer Account is related to concerns about possible responsible gaming issues you must indicate this in your request to close your Customer Account. Our time-out and exclusion procedures are summarized at clause 6.4 of these Terms and Conditions and are set out in detail in our Responsible Social Gaming Policy.You will be able to open your Customer Account again by sending a request to the Customer Support team. All requests for the re-opening of an account will be evaluated by our Customer Support and Compliance teams, which shall abide by strict customer protection guidelines.Discretion to Refuse or Close AccountsWe reserve the right to refuse a Customer Account to anyone, or to close an already open Customer Account in our sole discretion.
GAMES
Rules
Games offered on the Platform may have their own rules which are available on the Platform. It is your responsibility to read the rules of a Game before playing. You must familiarize yourself with the applicable terms of play and read the relevant rules before playing any Game.All foreign exchange transaction fees, charges or related costs that may be incurred as a result of, or in relation to, your purchase of Cosmo Coins are to be borne solely by you, including but not limited to any losses or additional costs arising from foreign exchange fluctuations.Virtual Currency Purchases (Cosmo Coins)If you use a credit/debit card, online wallet and/or a financial/bank account to purchase Cosmo Coins, the account/cardholder’s name MUST be the same as the name you used when registering your Customer Account. Should the name you registered on your Customer Account and the name that appears on your credit/debit card, online wallet and/or financial/bank account differ in any way, your Customer Account will be immediately suspended. Should your Customer Account be suspended, we recommend that you contact Customer Support via email for details regarding our verification process.We reserve the right to request documents and information to verify the ownership of the credit/debit card, online wallet and/or a financial/bank account from which you make Cosmo Coins purchases.You agree that we and/or our Payment Administration Agents and payments facilitators may store your payment information (e.g., card number or token) to process your future purchases. By accepting these Terms and Conditions, you authorize IG Gaming Limited and/or our Payment Administration Agents and payments facilitators to store your payment credentials in compliance with applicable payment processing regulations.Cosmo Services Limited begins processing a payment for the purchase of Cosmo Coins when you click on the “Pay” button.Cosmo Coins BalanceYou may participate in any Game only if you have sufficient Cosmo Coins in your Customer Account for such Participation. We will not extend you any credit whatsoever for the purchase of Cosmo Coins or otherwise.From time to time, we may assign minimum or maximum Cosmo Coins purchases as specified and offered on the Platform.Once a Cosmo Coins purchase has been made, the funds will be drawn from your financial/bank account, online wallet or credit/debit card as soon as practicable.The purchase of Cosmo Coins is the purchase of a temporary license granted to You by Us that allows you to Participate in Cosmo Casino Games and is not a deposit of funds which can be withdrawn. Funds used to purchase Cosmo Coins will not, and cannot, be refunded to you. Cosmo Coins do not have any real money value.Cosmo Coins that have been submitted for play and accepted cannot be changed, withdrawn, or cancelled and the Cosmo Coins will be drawn from your Cosmo balance instantly.If you are found to have one or more of your purchases returned and/or reversed or charged back, your account will be suspended. If this occurs, the amount of such purchases will constitute a debt owed by you to us and you must immediately remit payment for such purchases through an alternative payment method.Void GamesWe reserve the right to declare Participation in a Game void, partially or in full, if, in our sole discretion, we deem it obvious that there was an error, mistake, misprint or technical error, fraud, or other action invalidating play.Final DecisionIn the event of a discrepancy between the result showing on a user’s device and the IG Gaming Limited server software, the result showing on the IG Gaming Limited server software will be the official and governing result.PromotionsAll promotions, including contests, special offers and bonuses are subject to these Terms and Conditions and to additional terms that may be published at the time of the promotion.In the event and to the extent of any conflict between these Terms and Conditions and any promotion-specific terms and conditions, the promotion-specific terms and conditions will prevail.Cosmo Services Limited reserves the right to withdraw or modify such promotions without prior notice to you.If, in the reasonable opinion of IG Gaming Limited, we form the view that a Registered Customer is abusing any promotion, to derive any advantage or gain for themselves or other Registered Customers, including by way of Fraudulent Conduct, we may, at our sole discretion, withhold, deny or cancel any advantage, bonus or prize as we see fit.Without limiting clause 8.4, unless restricted by applicable law, you confirm that you grant IG Gaming Limited an irrevocable, perpetual, worldwide, non-exclusive, royalty-free license to use in whatever way we see fit, and without further acknowledgement of you as the author, any Content you post or publish as part of a promotion, contest or competition.
FINANCIAL TERMS OF USE
Verification ChecksYou agree that we are entitled to conduct any identification, credit and other verification checks that we may reasonably require and/or that are required of us under applicable laws.You acknowledge that we are committed to provide a safe play environment for our users and the company and we reserve the right to obtain enhanced due diligence for all high-risk players which include Politically Exposed Persons and any registered Customer, we reserve the right to carry out such additional verification procedures at any time. Enhanced due diligence procedures may, for example, include requests for and our examination of certified copies of your identification documentation (including photo identification) such as a passport and proof of your address such as a utility bill.You may be asked to provide information about your source of funds, financial standing, occupation, and other similar details. The company reserves the right to restrict your account, including limiting the amount you can purchase, if you fail to provide the required information. The company is not obligated to inform you of such investigations taking place, and third-party companies may be used to perform the investigation.Where any identification, credit or other verification check we require cannot be completed to our satisfaction because you have not provided the documents within 7 days of the date the document was first requested, we reserve the right to deactivate your customer account. You will not be able to purchase Cosmo Coins until this verification check has been successfully completed. Furthermore, if the documents fail the company’s internal security checks or are suspected to have been tampered with, the company is not obligated to accept them as valid and provide feedback on the findings.You consent to Sumsub collecting you data upon document verification in accordance to its privacy policy.
Credit Checks
Cosmo Services Limited reserves the right to run external verification checks on all account holders with third party verification agencies based on the information provided on registration.Expiry and Forfeiture
Cosmo Coins are valid for 60 days from the date you received them to your Customer Account and will thereafter automatically expire.Cosmo Coins may be forfeited if a Customer Account is deactivated for any reason, or at our discretion.Updating Payment Details
Updating or adding additional payment details may only be done by you when logged into your Customer Account. We cannot update or add additional payment details on your behalf.
Mistaken Credits
If we mistakenly credit your Customer Account from time to time with Cosmo Coins or prizes that do not belong to you, whether due to a technical error, human error or otherwise, the amount credited will remain the property of IG Gaming Limited and will be deducted from your Customer Account at the earliest opportunity.
RESPONSIBLE SOCIAL GAMING Policy
Cosmo Services Limited actively supports responsible gaming and encourages its Players to make use of a variety of responsible gaming features to better manage their Customer Account.We refer you to Our Responsible Social Gaming Policy for full details.Cosmo Services Limited is committed to providing excellent customer service. As part of that pledge, IG Gaming Limited is committed to supporting responsible gaming. Although IG Gaming Limited will use all reasonable endeavors to enforce its responsible gaming policies, IG Gaming Limited does not accept any responsibility or liability if you nevertheless continue gaming and/or seek to use the Services with the intention of deliberately avoiding the relevant measures in place and/orIG Gaming Limited is unable to enforce its measures/policies for reasons outside ofIG Gaming Limited’s reasonable control.Take a Break (Time-Out) and Self-ExclusionYou may, at any time, request a time-out or self-exclusion from our Games. You may also set a limit on your purchases of Cosmo Coins. To view the various options available, refer to our Responsible Social Gaming Policy.Player Protection PolicyWe want to ensure that you enjoy your experience playing our Games in a safe and responsible manner. On the Responsible Social Gaming page of our Platform’s principal website, we have a detailed Player Protection Policy, which includes a list of mechanisms which you can enlist in order to ensure a safer gaming experience, including spending limits and 3rd party software to help prevent you from playing, such as NetNanny, Gamblock or Cyberpatrol. FRAUDULENT CONDUCTYou may not, directly or indirectly:hack into any part of the Games or Platform through password mining, phishing, or any other means;attempt to modify, reverse engineer, or reverse-assemble any part of the Games or Platform;knowingly introduce viruses, Trojans, worms, logic bombs, spyware, malware, or other similar material;circumvent the structure, presentation or navigational function of any Game so as to obtain information that is not publicly available on the Platform;engage in any form of cheating or collusion;use the Services and the systems of IG Gaming Limited to facilitate any type of illegal money transfer (including money laundering proceeds of crime); orparticipate in or take advantage of, or encourage others to participate in or take advantage of schemes, organizations, agreements, or groups designed to share:special offers or packages emailed to a specific set of players and redeemable by URL; oridentification documents (including, but not limited to, photographs, bills and lease documents) for the purpose of misleading IG Gaming Limited as to a Player’s identity.Use a Virtual Private Network (VPN) or proxy or any other software or device designed to change or hide the real location from which you are connecting to our website and services.You must not use the Platform for any unlawful or fraudulent activity or prohibited transaction (including Fraudulent Conduct) under the laws of any jurisdiction that applies to you. We monitor all transactions in order to prevent money laundering.If IG Gaming Limited suspects that you may be engaging in, or have engaged in fraudulent, unlawful or improper activity, including money laundering activities or any conduct which violates these Terms and Conditions, your access to the Services will be deactivated immediately and your Customer Account may be suspended. If your Customer Account is deactivated or suspended under such circumstances, IG Gaming Limited is under no obligation to reverse any Cosmo Coins purchases you have made. In addition, IG Gaming Limited may pass any necessary information on to the relevant authorities, other online service providers, banks, credit card companies, electronic payment providers or other financial institutions. You will cooperate fully with any IG Gaming Limited investigation into such activity.If you suspect any unlawful or fraudulent activity or prohibited transaction by another Player, please notify us immediately via the means of communication listed in the Customer Complaints procedure (described in clause 14).INTELLECTUAL PROPERTYThe computer software, the computer graphics, the Platform and the user interface that we make available to you is owned by, or licensed to, IG Gaming Limited or its associates and protected by copyright laws. You may only use the software for your own personal, recreational uses in accordance with all rules, terms and conditions we have established and in accordance with all applicable laws, rules and regulations.You acknowledge that IG Gaming Limited is the proprietor or authorized licensee of all intellectual property in relation to any Content.Your use of the Games and Platform does not provide you with any intellectual property rights in the Content, Games or Platform.
You grant Us, and represent and warrant that you have the right to grant us, an irrevocable, perpetual, worldwide, non-exclusive, royalty-free license to use in whatever way we see fit, any information, images, videos, comments, messages, music or profiles you publish or upload to any website or social media page controlled and operated by IG Gaming Limited.You must not reproduce or modify the Content in any way, including by removing any copyright or trademark notice.All trademarks and logos displayed in the Games and Platform are the property of their respective owners and are protected by applicable trademark and copyright laws.
THIRD PARTY WEBSITES AND LINKS
Third Party Websites
You acknowledge and agree that IG Gaming Limited:is not responsible for Third Party Websites; andmakes no guarantee as to the content, functionality, or accuracy of any Third Party Website.You further acknowledge that some Third Party Websites may be fraudulent in nature, offering Cosmo Coins which the operators of those websites are not authorized to provide, in an effort to induce you to reveal personal information (including passwords, account information and credit card details). You agree that IG Gaming Limited is not responsible for any actions you take at the request or direction of these, or any other Third Party Websites.Third Party Websites are subject to the terms and conditions outlined by that third party.LinksAny links to Third Party Websites do not:indicate a relationship between IG Gaming Limited and the third party; orindicate any endorsement or sponsorship by IG Gaming Limited of the Third Party Website, or the goods or services it provides, unless specifically indicated by IG Gaming Limited.Where a website controlled and operated by IG Gaming Limited contains links to various social networking sites, such as Facebook®, Instagram® and Twitter®, you acknowledge and agree that:any comments or content that you post on such social networking sites are subject to the terms and conditions of that particular social networking site;you will not post any comments that are false, misleading or deceptive or defamatory to us, our employees, agents, officers or other players; andwe are not responsible or liable for any comments or content that you or others post on social networking sites.DISRUPTIONS AND CHANGENo warranties
The Platform is provided on an “as is” basis and to the fullest extent permitted by law, we make no warranty or representation, whether express or implied, in relation to the satisfactory quality, fitness for purpose, completeness or accuracy of the Platform (including the Games and Content).
Malfunctions
Cosmo Services Limited is not liable for any downtime, server disruptions, lagging, or any technical or political disturbance to Game play, nor attempts by you to Participate by methods, means or ways not intended by us.Cosmo Services Limited accepts no liability for any damages or losses which are deemed or alleged to have arisen out of or in connection with any Platform or its content including, without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or lines failure, any person’s misuse of a Platform or its content or any errors or omissions in content.In the event of a Platform system malfunction all Game play on that Platform is void.In the event a Game is started but fails to conclude because of a failure of the system, IG Gaming Limited will use commercially reasonable methods to reinstate the amount of Cosmo Coins played in the Game to you by crediting it to your Customer Account. IG Gaming Limited reserves the right to alter Player balances and account details to correct such mistakes.Cosmo Services Limited reserves the right to remove any part of the Games from the Platform at any time. Any part of the Games that indicate incorrect behavior affecting game data, Cosmo Coins balances or other balances, that may be due to misconfiguration or a bug, will be cancelled and removed from the Platform. Player balances and account details may be altered by IG Gaming Limited in such cases in order to correct any mistake.ChangeCosmo Services Limited reserves the right to suspend, modify, remove or add Content to the Platform at its sole discretion with immediate effect and without notice to you. We will not be liable to you for any loss suffered as a result of any changes made or for any modification or suspension of or discontinuance of the Platform (including any game thereon) and you will have no claims against IG Gaming Limited in such regard.Service SuspensionWe may temporarily suspend the whole or any part of the Platform for any reason at our sole discretion. We may, but will not be obliged to, give you notice of such suspension. We will restore the Platform, as soon as is practicable in our sole discretion, after such temporary suspension.Changes to Jurisdiction RegulationThe Company monitors legal changes taking place across the world. In the event of any proposed legal change in any region, we reserve the right to immediately suspend all access to the Website for any user playing from where the proposed changes are occurring. In the event of such a change, all Cosmo Coins shall be void with no financial compensation offered.
VIRUSES
Although we take all reasonable measures to ensure that the Platform is free from computer viruses we cannot and do not guarantee that the Platform is free of such problems. It is your responsibility to protect your systems and have in place the ability to reinstall any data or programs lost due to a virus.
PRIVACY POLICY
Cosmo Services Limited is committed to protecting and respecting your privacy and complying with all applicable data protection and privacy laws. Our Privacy Policy is inseparably linked to these Terms and Conditions and its acceptance is a prerequisite to account registration. If you have given consent when registering to receive marketing communications from IG Gaming Limited in respect of its offerings by way of email, post, SMS and telephone notifications, you may unsubscribe from at any time by contacting Customer Support via email at support[at]cosmocasino.us, alternatively you may use the contact preferences facility available online. Please note: In the event of closing your account including and not limited to Self-Exclusion, Permanent Closure, it can take up to 24 business hours to be removed from marketing and promotional emails and materials.
USE OF LIVE CHAT SERVICES
We may provide you with a Live Chat service to talk to our Customer Support representatives or to talk to other Players. This may include use of our Facebook® page and Facebook messenger. It is your responsibility to use these services only for their intended purposes. You are not permitted to use our Live Chat services for illegal purposes. Be careful what you post on any Live Chat service. We review and moderate chats and keep a log and record of statements. Your use of the Live Chat service should be for recreational and social purposes only. Spamming on Live Chat is prohibited. You are prohibited from intimidating ,harassing, or abusing other Players or IG Gaming Limited employees and representatives. You will not use any Live Chat service to engage in any form of harassment or offensive behavior, including but not limited to, threatening, derogatory, abusive or defamatory statements, or racist, sexually explicit, pornographic, obscene, hate speech, or offensive language.You will not use any Live Chat service to infringe the privacy rights, property rights, or any other rights of any person.You will not submit any kind of material or information on any Live Chat service that is fraudulent or otherwise unlawful or violates any law.You will not use any Live Chat service to distribute, promote or otherwise publish any material containing any solicitation for funds, advertising or solicitation for goods or services of other forums.You will not use any Live Chat service to distribute, promote or otherwise publish any kind of malicious code or do anything else that might cause harm to the Platform or to other Player’s systems in any way.We reserve the right to monitor anything and everything submitted by you to any Live Chat service to ensure that it conforms to content guidelines that are monitored by us and subject to change from time to time.If you breach any of the provisions relating to a Live Chat service, we may ban you from using that Live Chat service or all Live Chat services and/or suspend or deactivate your Customer Account. We reserve the right to remove the Live Chat service from any Platform if abused.We will not be liable if damage arises out of the Live Chat service. You agree to indemnify us against any damage arising out of your illegal, unlawful or inappropriate conduct or arising out of violation of the provisions in this clause 13 or any other rules on the Platform applying to the Live Chat service.You will not collude in any way through the Live Chat service. Players are encouraged to report any suspicious behavior to Customer Support via email.
COMPLAINTS AND CUSTOMER SUPPORT
If you would like to contact our Customer Support department or have a complaint regarding our Platform (including any game), you may contact us via email at support[at]cosmocasino.us.
TO PROTECT YOUR PRIVACY, ALL EMAIL COMMUNICATIONS BETWEEN YOU AND IG Gaming Limited SHOULD BE CARRIED OUT USING THE EMAIL ADDRESS THAT YOU HAVE REGISTERED AGAINST YOUR CUSTOMER ACCOUNT HELD WITH IG Gaming Limited. FAILURE TO DO SO MAY RESULT IN OUR RESPONSE BEING DELAYED.
The following information must be included in any written communication with IG Gaming Limited (including a complaint):your username;your first and last name, as registered on your Customer Account;a detailed explanation of the complaint/claim; andany specific dates and times associated with the complaint/claim (if applicable).Failure to submit a written communication with the information outlined above may result in a delay in our ability to identify and respond to your complaint/claim in a timely manner. The Customer Support department will investigate official complaints immediately. The Customer Support department will endeavor to respond to official complaints within 5 calendar days of lodgment.In some circumstances, the Customer Support department will require up to 10 days to respond to a complaint. In this case, the player will be informed of the delay within 3 days of lodging the complaint.
DEACTIVATION / SUSPENSION OF ACCOUNT
Cosmo Services Limited hereby reserves the right to deactivate or suspend your Customer Account for any reason whatsoever at any time without notifying you.Without limiting clause 16.1, we hereby reserve the right, at our sole discretion, to deactivate or suspend your Customer Account (notwithstanding any other provision contained in these Terms and Conditions) where we have reason to believe that you have engaged or are likely to engage in any of the following activities:You breached, or assisted another party to breach, any provision of these Terms and Conditions, or we have a reasonable ground to suspect such breach;You have more than one Customer Account, including any Inactive Account, on any Platform;The name registered on your Customer Account does not match the name on the financial/bank account and/or the credit/debit card(s) used to make purchases on the said Customer Account;Your communication with us consists of harassment or offensive behavior, including (but not limited to) threatening, derogatory, abusive or defamatory statements, or racist, sexually explicit, pornographic, obscene or offensive language;Your Customer Account is deemed to be an Inactive Account;You become bankrupt;You provide incorrect or misleading information while registering a Customer Account;Your identity cannot be verified;You attempt to use your Customer Account through a VPN, proxy or similar service that masks or manipulates the identification of your real location, or by otherwise providing false or misleading information regarding your citizenship, location or place of residence, or by playing Games using the Platform through a third party or on behalf of a third party;You are not over 18 years of age;You are located in a jurisdiction where Participation is illegal;You have allowed or permitted (whether intentionally or unintentionally)someone else to Participate using your Customer Account;You have played in tandem with other Player(s) as part of a club, group, etc., or played the Games in a coordinated manner with other Player(s) involving the same (or materially the same) selections;Without limiting clause 4.12, where IG Gaming Limited has received a “charge back”, claim or dispute and/or a “return” notification via a payment mechanism used on your financial/bank account or online wallet;You have failed our due diligence procedures, or are found to be colluding, cheating, money laundering or undertaking any kind of fraudulent activity; orIt is determined by IG Gaming Limited that you have employed or made use of a system (including machines, computers, software or other automated systems such as bots) designed specifically to gain an unfair advantage.WhereIG Gaming Limited determines that it is under a legal obligation or to protect IG Gaming Limited, you, other players, or other third parties.If IG Gaming Limited deactivates or suspends your Customer Account for any of the reasons referred to in clause 15.2 above, you will be liable for any and all claims, losses, liabilities, damages, costs and expenses incurred or suffered by IG Gaming Limited (together “Claims”) arising therefrom and you will indemnify and hold IG Gaming harmless on demand for such Claims.If we have reasonable grounds to believe that you have participated in any of the activities set out in clause 15.2 above then we reserve the right to withhold all or part of the balance and/or recover from your Customer Account any Cosmo Coins that are attributable to any of the activities contemplated in clause 15.2. In such circumstances, your details may be passed on to any applicable regulatory authority, regulatory body or any other relevant external third parties.If your Customer Account is deactivated as a result of closure of the Platform or similar event, any temporary licenses granted to You shall immediately be terminated and no refunds for purchases of Cosmo Coins purchases shall be due.The rights set out in clause 15 are without prejudice to any other rights that we may have against you under these Terms and Conditions or otherwise.
INDEMNITY AND LIMITATION OF LIABILITY
Indemnity
You hereby agree to indemnify and hold harmless us, our directors, officers, employees, shareholders, agents and affiliates, our ultimate parent and parent companies and any of our subsidiaries against any and all costs, expenses, liabilities and damages (whether direct, indirect, special, consequential, exemplary or punitive or other, including attorney’s fees arising from any participation by you, including without limitation: Accessing or using the platform;Re-use of any content at, or obtained from, the platforms or any other source whatsoever; Facilitating or making a payment into your customer account;Playing the games through any delivery mechanism offered; and Acceptance and use of any prize.
Limitation of Liability
To the maximum extent permitted by applicable law, under no circumstances whatever will we or our affiliates, subsidiaries, partners, officers, directors, employees, shareholders, agents, licensors, subcontractors and suppliers, be responsible or liable to you or to any other entity, even if advised of the possibility of such damages, under any legal theory, whether contract, tort or otherwise, for any indirect, incidental, consequential, special, exemplary, or punitive damages, including any lost profits and lost business opportunities, business interruption, lost revenue, income, goodwill, use of data or other intangible losses, in each case that result from or relate in any manner to your participation or any other act or omission by us. To the fullest extent permitted by applicable law, under no circumstances will we, our affiliates, subsidiaries, partners, officers, directors, employees, shareholders, agents, licensors, subcontractors or suppliers, be liable to you for more than the amount you have paid us in the thirty (30) days immediately preceding the date on which you first assert any such claim. You acknowledge and agree that if you have not paid us any amounts in the thirty (30) days immediately preceding the date on which you first assert any such claim, your sole and exclusive remedy for any dispute with us is to stop using the platform and to close your Customer Account. You recognize and agree that the warranty disclaimers in clauses 10 and 11, and the indemnities and limitations of liability in this clause 16, are material and bargained-for bases of these terms and that they have been taken into account and reflected in the decision by you to enter into these terms and conditions. Depending on where you reside and use the Platform, some of the limitations contained in this clause 16 may not be permissible. In such a case, they will not apply to you, solely to the extent so prohibited. Negligence and Willful MisconductNothing in these Terms and Conditions will operate so as to exclude any liability of IG Gaming Limited for death or personal physical injury that is directly and proximately caused by IG Gaming Limited’s gross negligence or willful misconduct. Survival of Obligations Clause 18 survives the termination of these Terms and Conditions for any reason.
LIMITED NOT A FINANCIAL INSTITUTION
Interest You will not receive any interest on Cosmo Coins and you will not treat IG Gaming Limited as a financial institution. No legal or tax advice Cosmo Services Limited does not provide advice regarding tax and/or legal matters. Players who wish to obtain advice regarding tax and legal matters are advised to contact appropriate advisors. Players are responsible for any and all tax liability from the use of the Website.
DISPUTE RESOLUTION AND AGREEMENT TO ARBITRATE
Please read this clause 18 carefully as it requires you to arbitrate certain disputes and claims on an individual basis and limits the manner in which you can seek relief from IG Gaming Limited. This clause 18 will be construed under and be subject to the Federal Arbitration Act, notwithstanding any other choice of law set out in these Terms and Conditions.By agreeing to these Terms and Conditions, you agree that any and all past, present and future disputes, claims or causes of action between you and IG Gaming Limited which arise out of, or are related to, these Terms and Conditions, the formation of these Terms and Conditions, the validity or scope of these Terms and Conditions, including this clause 18, your Participation or other access to or use of the Platform, or any other dispute between You and IG Gaming Limited, and whether arising prior to or after your agreement to this clause 18 (Dispute Resolution and Agreement to Arbitrate) (collectively, “Disputes”), will be governed by the procedure set out below. Complaint Resolution We want to address any concerns you may have without needing a formal legal case.Before filing a claim against IG Gaming Limited, you agree to try to resolve any complaint in accordance with clause 14. If your complaint is not resolved after exhausting the internal complaints process outlined in clause 14, you may initiate Dispute resolution as set out in this clause 18.Cosmo Services Limited agrees that it will take all reasonable efforts to contact you and resolve any claim it may possess informally prior to taking any formal action. ArbitrationWe Both Agree to Arbitrate. By agreeing to these Terms and Conditions, both You and IG Gaming Limited agree to resolve any Disputes through final and binding arbitration.Opt-out of Agreement to Arbitrate. You may decline this agreement to arbitrate by contacting support[at]cosmocasino.us with the subject line ARBITRATION OPT OUT within 30 days of first accepting these Terms and Conditions. Your email must include your first and last name and a statement that you decline this arbitration clause. By opting out of this clause, you will not be precluded from using the Platform, but neither You nor IG Gaming Limited will be able to invoke the mutual agreement to individually arbitrate to resolve Disputes. Whether to agree to arbitration is an important decision. It is your decision to make and you are not required to rely solely on the information provided in these Terms and Conditions. You should take reasonable steps to conduct further research and, if you wish, to consult with counsel of your choice.Arbitration Procedures and FeesYou and IG Gaming Limited agree that:The American Arbitration Association (AAA) will administer the arbitration under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes, or successor rules, which are in effect at the time arbitration is sought (the AAA Rules). Those rules are available at www.adr.org;arbitration will proceed on an individual basis;arbitration will be handled by a sole arbitrator in accordance with the AAA Rules;the AAA rules will govern payment of all arbitration fees; andexcept as otherwise may be required by the AAA Rules, the arbitration will be held in New York City, NY, USA or, at your election, conducted via telephone or other remote electronic means.Arbitration to Proceed IndividuallyYou and IG Gaming Limited agree that the arbitration of a Dispute will proceed on an individual basis and neither You nor IG Gaming Limited may bring a claim as a Collective Action.Without limiting the generality of clause 18.8, and as an example only, a claim to resolve a Dispute against IG Gaming Limited will be deemed a Collective Arbitration if:two or more similar claims for arbitration are filed concurrently by or on behalf of one or more person; andcounsel for the two or more persons is the same, or share fees, or coordinate in any way across the arbitrations.For the purposes of clause 18.9, the term ‘concurrently’ means that both arbitrations are pending (filed but not resolved) at the same time.Waiver of Class Action and Collective ArbitrationTo the maximum extent permitted by applicable law, whether the dispute is heard in arbitration or in court (i.e, in the event you have opted out of arbitration), neither You nor IG Gaming Limited will be entitled to consolidate, join or coordinate disputes with or involving other individuals or entities, or participate in any collective arbitration (as defined above) or arbitrate or litigate any dispute in a representative capacity, including as a representative member of a class or in a private attorney general capacity. In connection with any dispute (as defined above), all such rights are expressly and unconditionally waived. Notwithstanding anything to the contrary in these Terms and Conditions, in the event all or any portion of clause 18.9 is found to be invalid or less than fully enforceable, then the entirety of this clause 18 may be deemed void and as having no effect upon either your or our election.
OTHER
Entire Agreement
These Terms and Conditions constitute the entire agreement between You and Us with respect to your Participation and, save in the case of fraud, supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between You and Us with respect to your Participation.
Amendments
Cosmo Services Limited hereby reserves the right to amend these Terms and Conditions, or to implement or amend any procedures, at any time. Any amendments will be published on the Platform and such changes will be binding and effective immediately.Whenever we amend these Terms and Conditions in a way that would limit your current rights or which may be to your detriment, we will notify you upon your next visit to the Platform and you will be required to re-confirm your acceptance prior to playing any Games. If you do not agree to the amended Terms and Conditions, you must stop using the Platform.
Tax
You are solely responsible for any taxes applicable from your Participation.
Force Majeure
Cosmo Services Limited will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under these Terms and Conditions that are caused by events outside of our reasonable control. No agency Nothing in these Terms and Conditions will be construed as creating any agency, partnership, trust arrangement, fiduciary relationship or any other form of joint enterprise between You and Us.
Severability
If any of the Terms and Conditions are determined by any competent authority to be invalid, unlawful, or unenforceable to any extent, such term, condition or provision will, to that extent, be severed from these Terms and Conditions. All remaining terms, conditions and provisions will continue to be valid to the fullest extent permitted by law. In such cases, the part deemed invalid or unenforceable will be amended in a manner consistent with the applicable law to reflect, as closely as possible, IG Gaming Limited’s original intent.
Explanation of Terms and Conditions
We consider these Terms and Conditions to be open and fair. If you need any explanation regarding these Terms and Conditions or any other part of our Platform contact Customer Support via email at support[at]cosmocasino.us. The Terms and Conditions prevail over any communication via email or chat.All correspondence, telephone or video conferences, and live chats between You and Us may be recorded and retained and you consent to such recording and retention.
Assignment
These Terms and Conditions are personal to You, and are not assignable, transferable or sub-licensable by You except with Our prior written consent. We reserve the right to assign, transfer or delegate any of Our rights and obligations hereunder to any third party without notice to You.
Business Transfers
In the event of a change of control, merger, acquisition, or sale of assets of IG Gaming Limited, your Customer Account and associated data may be part of the assets transferred to the purchaser or acquiring party. In such an event, we will provide You with notice via email or via Our Platform explaining your options with regard to the transfer of your Customer Account.
Language
These Terms and Conditions may be published in several languages for information purposes and ease of access by players but will all reflect the same principles. It is only the English version that is the legal basis of the relationship between You and Us and in case of any discrepancy between a non-English version and the English version of these Terms and Conditions, the English version will prevail.
Applicable Law and Jurisdiction
These Terms and Conditions will be governed, and interpreted in accordance with, the Laws of Gibraltar, without regard for its choice or conflict of law principles. You acknowledge that, unless stated otherwise, the Games are operated from Gibraltar and your Participation takes place within the aforementioned territory. Any contractual relationship between You and Us will be deemed to have been entered into and performed by the parties in Gibraltar. The parties agree that any dispute, controversy or claim arising out of or in connection with these Terms and Conditions, or the breach, termination or invalidity thereof, that is not expressly subject to arbitration, will be submitted exclusively to the courts in Gibraltar, and You and We consent to the venue and personal jurisdiction of those courts. Notwithstanding the foregoing, any motion to compel arbitration or to enforce an arbitral award issued hereunder may be brought before any court of competent jurisdiction. For any complaints please contact complaints@CosmoCasino.us